What Does Commercial Auto Insurance Cost?

Commercial Auto Insurance

Today we’re going to discuss the cost of commercial auto insurance, what impacts the rates, and what you should look out for. Commercial auto insurance is a liability and physical damage policy for vehicles, such as cars, trucks, and vans,…

What is a Workers Compensation Dividend?

Workers Comp Dividend

First, when it comes to workers’ compensation policies it’s important to know that some carriers offer more competitive pricing compared to others (that will vary by state). The number of times I’ve heard “we’ll I’ve been with the same carrier for…

Why Contractors Need General Liability Insurance

As a contractor, you face many risks on the job. From property damage to personal injury, there are countless things that could go wrong. That’s why it’s important to have general liability insurance. This type of insurance may protect you…

5 Rules Every Landlord Should Live By

people holding keys

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

family playing with daughter

I was recently asked this question by one of our LAF Advisers clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them…

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